A Smarter Alternative to Cash Deposits
Interest-Free Deferred Deposit Solution
AffordAssist delivers housing affordability through social enterprise — an innovative home-loan and property-deposit solution that rethinks what a deposit can be, enabling home ownership sooner.
AffordAssist helps you secure a home loan with as little as 1% cash upfront. It’s a first-of-its-kind, flexible deposit-structuring solution that can reduce the loan amount, saving thousands in interest payments over time.
AffordAssist also guides the property sales and settlement process, clearly explaining the deposit structure to a willing seller. You contribute a partial deposit upfront and defer the remaining deposit interest-free — typically over 60 months — while retaining 100% title ownership from day one.
Apply
The AffordAssist Interest-Free Deferred Deposit Solution—A Smarter Alternative to Cash Deposits—delivers three smarter, more flexible pathways to home or investment ownership.
Option 1: You have income but not the full-cash deposit—or parents who want to help without taking on risk.
Option 2: You have the full-cash deposit—Cash is king, and you may want to keep some. Receive two approval options.
Option 3: Struggling to settle on a property—Can’t bridge the gap. Consider the AffordAssist Deposit Certificate solution.
Sell
What is the market asking for at the moment? Maybe it is not about more effort, more incentives, more commissions, more rebates, price reductions, or interest rates.
… maybe, it is also about the deposit the buyer needs to secure a loan.
AffordAssist believes it is not just the ‘Bank of Mum and Dad’, the lender, or the government’s responsibility to resolve the deposit shortfall. This is a strong but fair comment.
AffordAssist delivers an innovative Interest-Free Deferred Deposit Solution that rethinks what a deposit can be — delivering housing affordability through social enterprise.
Sell your property with AffordAssist. By doing so, you not only enable a quicker sale—or provide a lifeline for existing contracts struggling to settle—but also become part of a Social Enterprise model that helps the next generation into homeownership.
Service + Product
AffordAssist can help:
1) secure a home loan, up to 90% LVR include the AffordAssist Deposit Certificate (may vary up to 15% and include LMI); and
2) buy an established, re-sale, new or off-the-plan residential property almost anywhere in Australia.
AffordAssist has a panel of Approved professionals including Mortgage Brokers and Buyer’s Agents.
Product
AffordAssist works with banks, lenders, mortgage managers, mortgage brokers, property developers, builders, property sellers, project marketers, agents, registered charities and consultants offering the AffordAssist INTEREST FREE Deferred Deposit Solution. Product includes the Deferred Deposit Agreement (DDA) and Deposit Certificate to secure a home loan, buy a property and help settlement.
AffordAssist help with the first home buyer deposit. Replace the need for the typical cash deposit with our innovative deferred deposit solution. AffordAssist is your new way to buy your first home today, defer and pay the deposit later.
Talk To Us